When you need healthcare, you want it fast — without long public waiting lists or unexpected bills. The right medical insurance gives you access to private hospitals, specialists, and treatment when you need it most.
We'll help you find the right cover.
No pressure. Compare at your own pace.
No complicated forms. No pushy sales calls. Just clear comparisons.
Answer a few quick questions about your medical cover needs.
2 minWe search NZ's top health insurers to find plans that match your needs.
24 hrsReview your options and decide when you're ready. No obligation.
Your paceTake your time. We're here when you're ready.
Medical insurance means having access to the healthcare you need, exactly when you need it. The right cover means peace of mind — knowing you'll be able to protect what's most important, for you and your loved ones. Because self-care is about more than bubble baths and wellness tonics.
There are plenty of medical insurance providers and policies out there, so how do you know what's best for you? And how do you know you're getting the best deal? Getting the right plan at a great price depends on your situation — your finances, future plans, occupation, dependents and any pre-existing conditions. Comparing medical insurance isn't always so simple.
With a few quick questions and a chat with a registered financial adviser, we'll make sure you're on the right plan and getting the best deal. We work with a range of health insurance providers, which means the service is 100% free to you. Compare now and get started.
The thing about medical insurance is you don't think you need it — until you really do. While New Zealand has a great public health system, only so much can be funded, and that often means long waiting lists for treatment that can't wait.
With private medical cover, you skip the queue. Get into a private hospital, see a specialist quickly, and get back on your feet — and back to work — sooner. We'll help you find the right plan for you and your family at the best price.
We're confident we can get you the best deal on medical insurance. If you have existing health cover in place, or a current quote, we'll guarantee a better price. If we can't show you a better way to save, or a cheaper policy, we'll give you a $200 Prezi card. (Subject to terms and conditions.)
Sometimes all those options and that medical jargon make it hard to know where to start. If you'd like to chat with a local financial adviser about medical insurance, you can book a free 30-minute consultation via phone or video call.
Got questions? Not sure where to start? Book a 30-minute advice session with one of our expert medical insurance advisers. We'll walk you through your options, compare cover from NZ's top insurers, and guarantee the best price based on your situation.
Free, takes 2 minutes — no obligation.
Compare Medical Insurance is here to give you the expert advice and experience you need to choose the right medical cover for you and your family.
Medical insurance is not easy to navigate. What is covered under one provider's policy may not be covered under another — and sometimes you don't realise that until claim time. When you compare with us, our site guides you through every step and points out the distinct differences between policies. We then offer a free advice call from one of our registered advisers, qualified to give advice across the full range of medical insurance products in New Zealand.
Everything you need to know about medical insurance in NZ
It only takes 2 minutes. 100% free, no obligation.
Based on your inputs, these insurers may offer competitive options:
However, each insurer handles your situation differently. The same profile can receive vastly different terms.
